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Looking at how the next generation of technology, and the generation after that will change financial services. I spend much of my time working on payment systems and have strong interests in blockchain, machine learning, and high-performance computing. My background is engineering and application development. As part of the Technology Leadership in the Bank I have to keep a practical focus, and I also work with those developing policy. I'm chair of the Hyperledger trade finance special interest group which combines the opportunity to build a better understanding of real-world problems with a chance to contribute to the wider tech community.