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Monica Kalia is a highly accomplished senior executive with over 20 years’ experience within the financial services sector. She is the Co-founder and Chief Strategy Officer at Neyber with an extensive background in banking, formerly running the European bank’s equity research team at Goldman Sachs. Monica’s strategic approach has enabled her to identify the technology-based solution that was needed to revolutionise personal finance and help boost financial inclusion. Monica has championed the cause of diversity and the advancement of women in the global FinTech community and is currently on the Board of Trustees for the UK’s leading debt charity, StepChange.